Trade Commodity Finance is part of a global business with dedicated teams Hong Kong, Singapore, Nairobi, Utrecht, New York, Sao Paulo and Buenos Aires. TCF New York provides tailored financing solutions to physical commodity traders active in the Agricultural and Energy Transition Sector (covering transition fuels and metals).

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“Our Rabobank North America internship program serves as our primary source of identifying and developing new talent. This summer training program is designed to offer our interns a learning experience where they actively contribute to the business and explore the career paths that Rabobank offers worldwide.” – David Bassett, Head of Wholesale Banking North America.

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About the Job

The Analyst works with TCF Relationship Managers (RM) and TCF Credit Analysts (CA) to assist in the origination of new clients and business, preparation of pitches and sector analyses and management of the existing portfolio of clients in close cooperation with the coverage bankers.
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The Analyst will learn about the commodities industry and related financing solutions with RMs, CAs, Middle Office and Operation/Trade Services. They will work with RM/CA to assess industry trends, and identify prospects and new markets. The analyst will also assist the RM/CA in analyzing credit risk, structure credit products, financial modelling/ capital assessments via internal models for prospects/new transactions.

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• Attend customer meetings with RM and actively contribute to discussion and development of the relationship. Assists with the preparation of call reports.
• Assist in the active management of client relationships and works with credit analysts and middle office to prepare credit review or portfolio reviews
• Assist RM/CA managing ongoing credit needs of existing relationships.
• Assist in researching and evaluating specific target industries.
• Work on monthly/ quarterly assessment of received information & covenant checks.
• Assist in monitoring assigned portfolio of clients; in depth client knowledge is essential for adequately identifying early warning signals with the aim of minimizing loan losses.
• Initiating where necessary extra measures in order to safeguard the credit portfolio.

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• Be pursuing a B.S. in Accounting, Finance, Economics or International Business
• Have excellent academic performance
• Be willing to learn and hard-working
• Possess high level of computer skills
• Possess basic knowledge of credit analysis, laws, policies, procedures and facts relevant to a general lending and marketing
• Think critically and exhibit intellectual curiosity
• Exhibit excellent writing and verbal communications skills.
• Have the ability to handle multiple projects/tasks
• Be self-motivated and able to work independently
• Possess strong interpersonal skills and enjoy engaging with colleagues in both professional and social settings
• Be comfortable participating in team-building activities and informal interactions
• Cash flow analysis and projections proficiency are a plus
• Foreign language proficiency a plus

Internship Overview:

Rabobank’s internship program is designed to provide a mutually beneficial relationship and growth opportunity for Rabobank and collegiate students. This experiential learning opportunity provides practical application and skills development in a professional environment and is aligned with Rabobank’s commitment to recruit top talent in the communities we serve.

While employed as a summer intern, students will have the opportunity to prove their ability to learn and demonstrate key skills that will make them successful at Rabobank. To aid in this endeavor, students will be matched with a mentor and provided the necessary professional development opportunities to achieve their goals. The internship will be a full time, in-office, 10-week, paid program.

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Salary Expectations:

Target Hiring Range: $49.50/hour
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This position is subject to the terms of [RAF/Rabobank/RDS]’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons.